Money management with parenting

As you become parents and start a new life with your little one, you start learning many things.

One of it is money management as little bundle of joy comes with a lot of expenses. Starting from their daily needs to new wardrobe and all the needed items for taking care of the little one plus mother’s health.

It all starts the day you get pregnant from doctors visit and daily appointments to your delivery with a little one in your hand and beyond. You need to plan a lot to take care of not spending too much on extra expenses.

Let’s talk about how we can take care of not spending too much.

Choosing the right doctor and hospital

As new parents you try to search for the best doctor and facility for your pregnancy. Most of the high end hospitals comes with high packages, so you need to search and talk to your relatives and friends for suggestions. And choose the best doctor with good experience and needed facilities for delivery. Just make sure the hospital is clean and tidy with all needed facilities for your and your baby.

Choosing a right Health Insurance

As you know now a days medical cost is getting costlier every year. So one should decide early about there mediclame i.e. health insurance which covers maternity expense. Usually one would not get maternity benefit immediately after taking the policy as there is waiting period of 2 to 4 years depending on the provider.

This will save you a fortune on your delivery bill.

Vaccination

Doctor would recommend you take all vaccination for your baby. You can choose the required one only. Also they might suggest to take pain less one which cost higher, but their is not much difference with normal one. Your kid will cry for some time and then will forget about it and will be normal. Just try not to touch that place for a day or so.

Also if you are not going abroad then you can double check the brand and price as this also tends to increase the vaccination cost.

Cloth diapers

Switch to cloth diapers is the best way to save money and environment. You can buy diapers in lot or when they are at a discount. It would last long for three years and can be reused or sold again after your baby is diaper free. One diper can fit different size, so as your baby grows you don’t need to buy a new one, just adjust the same and you are good to go.

New baby clothes

We often do this mistake of buying a full wardrobe for your newborn in excitement. But the fact is most of the time we kept them covered in a blanket or rompers. And all the relatives and friends gift clothes too. So buying few sets and getting some preloved from cousins is also good. As the preloved clothes are best for newborn as the fabric is really soft with regular use. This way you can save a lot. 

New baby shoes.

Now this one is really important, we can skip buying shoes for new baby until they are able to walk or stand on their own. Most of the time babies are wearing rompers so they don’t require shoes. When they learn to stand then only you would need proper shoes as before that most of the time they are in your lap, bedding or stroller.

Baby gear

Being a new parent we tend to buy many things like rocker, walker, stroller and most of the time it’s used rarely so think twice about what you really need for the baby. If you are living in a place where you can rarely use strollers, baby carrier is a better option and you can always check some pre-loved options as these items are not used at times and people give it in lesser price as pre-loved.

Initially we have also used a pre loved stroller to make sure she sits in it and get use to it. Then only we bought a new one and that too which can be used for longer period.

Pre-loved options

This is one really easy way to cut of your high expenses. Most of the baby items are rarely used and parents give you in less price. So when your are planning to buy costly items for baby, don’t forget to check pre-loved groups for better deals.

These Small small saving can helps you save a lot and keep your budget stable.

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